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Finance Articles

Kopitiam & Coffee Shop Economics: Can You Really Make Money in 2026?
Finance

Kopitiam & Coffee Shop Economics: Can You Really Make Money in 2026?

Coffee has a 70%+ gross margin — so why do so many cafes and kopitiams fail? Because gross margin is not net profit. Here is the real unit economics of running a coffee shop in Singapore and Malaysia in 2026.

11 min readRead More
How to Read Your Restaurant P&L, Line by Line: A 2026 Guide for SEA Owners
Finance

How to Read Your Restaurant P&L, Line by Line: A 2026 Guide for SEA Owners

Your profit and loss statement tells you exactly where your money goes — if you know how to read it. This line-by-line guide decodes every layer of a restaurant P&L with the healthy percentage benchmarks for Southeast Asia in 2026.

12 min readRead More
Restaurant Prime Cost Explained: The One Number SEA Owners Must Track Every Week in 2026
Finance

Restaurant Prime Cost Explained: The One Number SEA Owners Must Track Every Week in 2026

Prime cost — food plus labour — is the single number that decides whether your restaurant survives 2026. Here is exactly what it is, the healthy ranges by concept, and how to track it weekly across Singapore, Malaysia, Thailand and Indonesia.

11 min readRead More
Indonesia’s Coffee Boom Meets Reality: Coretax, QRIS Fees and the 2026 Cafe Shakeout
Finance

Indonesia’s Coffee Boom Meets Reality: Coretax, QRIS Fees and the 2026 Cafe Shakeout

Indonesia’s cafe and coffee scene is booming — but 2026 brings a new tax administration system (Coretax), QRIS payment fees, the mandatory halal deadline, and rising costs. Here is how Indonesian coffee shops and restaurants stay profitable through the shakeout.

14 min readRead More
Cara Kira Untung Rugi Restoran: Panduan Kewangan Mudah untuk Pemilik Restoran Malaysia
Finance

Cara Kira Untung Rugi Restoran: Panduan Kewangan Mudah untuk Pemilik Restoran Malaysia

Tak pasti restoran anda untung atau rugi? Panduan mudah dalam Bahasa Melayu untuk mengira food cost, prime cost, break even point, dan margin keuntungan restoran anda.

12 min readRead More
How Much Does It Cost to Open a Restaurant in Singapore? 2026 Breakdown by Format
Finance

How Much Does It Cost to Open a Restaurant in Singapore? 2026 Breakdown by Format

Detailed startup cost breakdown for every Singapore F&B format — hawker stall, coffee shop, food court, cafe, casual dining, and fine dining. Real numbers from S$30K to S$1.5M.

15 min readRead More

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